Refund policy
Last updated: 2 November 2026
HF Smartbar sells digital products (PDF planners, printables, templates and e-books) that are delivered instantly after payment. This policy explains what happens if something isn't right. It does not affect your rights under the Consumer Protection Act (CPA) or the Electronic Communications and Transactions Act (ECTA).
Faulty or wrong files
If your file won't download or open, is damaged or incomplete, or isn't the product you ordered, contact us with your order number. We'll fix the problem, send you a working copy, or give you a full refund.
Change of mind
Because digital files are delivered instantly and can't be returned once downloaded, we don't offer refunds for change of mind after you have downloaded your file. Please read each product description carefully before you buy, and contact us if you have any questions.
Didn't receive your download?
Your download link appears on the order confirmation page and is emailed to the address you entered at checkout. If you can't find it, check your spam or promotions folder, then contact us and we'll resend it.
Duplicate purchases
If you accidentally buy the same product twice, contact us within 14 days and we'll refund the duplicate order.
How refunds are paid
Approved refunds are paid back to your original payment method. Depending on your bank, it can take 5–10 business days to show in your account.
Contact us
Email fhatuwanihendrick27@gmail.com or call/WhatsApp 064 096 0622 with your order number. We reply within 1–2 business days.